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Table 1 Sociodemographic factors and private health insurance status

From: Health, ageing and private health insurance: baseline results from the 45 and Up Study cohort

 

Private health insurance

Demographics

N

% column

% PHI

RR crude*

RR adjusted

Sex

     

   Male

45,958

47.0

65.4

1

1

   Female

51,881

53.0

64.9

0.99 (0.98, 1.00)

1.06 (1.05, 1.07)

Age

     

   45 – 49

12,372

12.6

66.7

1

1

   50 – 54

16,083

16.4

69.0

1.03 (1.02, 1.05)

1.06 (1.04, 1.07)

   55 – 59

17,172

17.6

70.0

1.05 (1.03, 1.07)

1.14 (1.12, 1.16)

   60 – 64

15,100

15.4

68.7

1.03 (1.01, 1.05)

1.22 (1.20, 1.24)

   65 – 69

12,539

12.8

63.8

0.96 (0.94, 0.97)

1.25 (1.23, 1.27)

   70 – 74

9,133

9.3

57.8

0.87 (0.85, 0.88)

1.23 (1.21, 1.25)

   75 – 79

6,726

6.9

56.7

0.85 (0.83, 0.87)

1.26 (1.23, 1.28)

   80 – 84

6,116

6.3

57.4

0.86 (0.84, 0.88)

1.27 (1.24, 1.30)

   85+

2,598

2.7

53.3

0.80 (0.77, 0.83)

1.29 (1.24, 1.33)

Card possession

     

   No

69,337

70.9

78.0

1

1

   Yes – Health care card

28,502

29.1

33.8

0.43 (0.43, 0.44)

0.52 (0.51, 1.53)

Remoteness (ARIA+)

     

   Major city

42,279

43.2

71.7

1

1

   Inner regional

35,317

36.1

62.5

0.87 (0.86, 0.88)

0.90 (0.89, 0.91)

   Outer regional

18,121

18.5

55.8

0.78 (0.77, 0.79)

0.83 (0.82, 0.84)

   Remote/very remote

2,001

2.0

58.5

0.82 (0.79, 0.85)

0.90 (0.87, 0.93)

Pre-tax household income (AUD)

     

   0 to <20,000

19,314

19.7

34.9

1

1

   20,000 to 49,999

24,566

25.1

63.6

1.82 (1.78, 1.86)

1.69 (1.66, 1.73)

   50,000 to 69,999

10,262

10.5

77.3

2.22 (2.17, 2.26)

2.02 (1.98, 2.07)

   ≥ 70,000

22,112

22.6

90.0

2.58 (2.53, 2.63)

2.25 (2.20, 2.30)

   Did not disclose

16,469

16.8

66.7

1.91 (1.87, 1.95)

1.78 (1.74, 1.82)

Highest educational qualification

     

   None

11,569

11.8

38.8

1

1

   Trade

10,833

11.1

55.8

1.44 (1.40, 1.48)

1.31 (1.27, 1.34)

   School certificate

21,364

21.8

59.9

1.55 (1.51, 1.59)

1.38 (1.34, 1.41)

   HSC

9,375

9.6

66.0

1.70 (1.66, 1.75)

1.48 (1.44, 1.52)

   Certificate/diploma

20,343

20.8

71.6

1.85 (1.80, 1.89)

1.53 (1.49, 1.57)

   University

22,648

23.1

83.0

2.14 (2.09, 2.19)

1.62 (1.58, 1.66)

Aboriginality

     

   Non Aboriginal

95,124

97.2

65.7

1

1

   Aboriginal/TSI

803

0.8

34.4

0.52 (0.48, 0.58)

0.63 (0.58, 0.68)

Relationship status

     

   No partner

23,297

23.8

50.0

1

1

   Partner

74,290

75.9

69.9

1.40 (1.38, 1.42)

1.21 (1.19, 1.22)

Work status

     

   In paid work

46,123

47.1

74.3

1

1

   Retired

40,628

41.5

59.8

0.80 (0.80, 0.81)

1.21 (1.19, 1.23)

   Other

10,387

10.6

46.8

0.63 (0.62, 0.64)

1.06 (0.96, 1.18)

Country of birth

     

   Australia

72,790

74.4

67.3

1

1

   Other

24,121

24.7

59.1

0.88 (0.87, 0.89)

0.86 (0.85, 0.86)

  1. Adjusted, where appropriate, for age, sex, remoteness, income, education, aborginality, relationship status and country of birth
  2. Reference category
  3. Percentages do not consistently total to 100% due to missing values