From: Health, ageing and private health insurance: baseline results from the 45 and Up Study cohort
Private health insurance | |||||
---|---|---|---|---|---|
Demographics | N | % column | % PHI | RR crude* | RR adjusted† |
Sex | |||||
Male‡ | 45,958 | 47.0 | 65.4 | 1 | 1 |
Female | 51,881 | 53.0 | 64.9 | 0.99 (0.98, 1.00) | 1.06 (1.05, 1.07) |
Age | |||||
45 – 49‡ | 12,372 | 12.6 | 66.7 | 1 | 1 |
50 – 54 | 16,083 | 16.4 | 69.0 | 1.03 (1.02, 1.05) | 1.06 (1.04, 1.07) |
55 – 59 | 17,172 | 17.6 | 70.0 | 1.05 (1.03, 1.07) | 1.14 (1.12, 1.16) |
60 – 64 | 15,100 | 15.4 | 68.7 | 1.03 (1.01, 1.05) | 1.22 (1.20, 1.24) |
65 – 69 | 12,539 | 12.8 | 63.8 | 0.96 (0.94, 0.97) | 1.25 (1.23, 1.27) |
70 – 74 | 9,133 | 9.3 | 57.8 | 0.87 (0.85, 0.88) | 1.23 (1.21, 1.25) |
75 – 79 | 6,726 | 6.9 | 56.7 | 0.85 (0.83, 0.87) | 1.26 (1.23, 1.28) |
80 – 84 | 6,116 | 6.3 | 57.4 | 0.86 (0.84, 0.88) | 1.27 (1.24, 1.30) |
85+ | 2,598 | 2.7 | 53.3 | 0.80 (0.77, 0.83) | 1.29 (1.24, 1.33) |
Card possession | |||||
No‡ | 69,337 | 70.9 | 78.0 | 1 | 1 |
Yes – Health care card | 28,502 | 29.1 | 33.8 | 0.43 (0.43, 0.44) | 0.52 (0.51, 1.53) |
Remoteness (ARIA+) | |||||
Major city‡ | 42,279 | 43.2 | 71.7 | 1 | 1 |
Inner regional | 35,317 | 36.1 | 62.5 | 0.87 (0.86, 0.88) | 0.90 (0.89, 0.91) |
Outer regional | 18,121 | 18.5 | 55.8 | 0.78 (0.77, 0.79) | 0.83 (0.82, 0.84) |
Remote/very remote | 2,001 | 2.0 | 58.5 | 0.82 (0.79, 0.85) | 0.90 (0.87, 0.93) |
Pre-tax household income (AUD) | |||||
0 to <20,000‡ | 19,314 | 19.7 | 34.9 | 1 | 1 |
20,000 to 49,999 | 24,566 | 25.1 | 63.6 | 1.82 (1.78, 1.86) | 1.69 (1.66, 1.73) |
50,000 to 69,999 | 10,262 | 10.5 | 77.3 | 2.22 (2.17, 2.26) | 2.02 (1.98, 2.07) |
≥ 70,000 | 22,112 | 22.6 | 90.0 | 2.58 (2.53, 2.63) | 2.25 (2.20, 2.30) |
Did not disclose | 16,469 | 16.8 | 66.7 | 1.91 (1.87, 1.95) | 1.78 (1.74, 1.82) |
Highest educational qualification | |||||
None‡ | 11,569 | 11.8 | 38.8 | 1 | 1 |
Trade | 10,833 | 11.1 | 55.8 | 1.44 (1.40, 1.48) | 1.31 (1.27, 1.34) |
School certificate | 21,364 | 21.8 | 59.9 | 1.55 (1.51, 1.59) | 1.38 (1.34, 1.41) |
HSC | 9,375 | 9.6 | 66.0 | 1.70 (1.66, 1.75) | 1.48 (1.44, 1.52) |
Certificate/diploma | 20,343 | 20.8 | 71.6 | 1.85 (1.80, 1.89) | 1.53 (1.49, 1.57) |
University | 22,648 | 23.1 | 83.0 | 2.14 (2.09, 2.19) | 1.62 (1.58, 1.66) |
Aboriginality | |||||
Non Aboriginal‡ | 95,124 | 97.2 | 65.7 | 1 | 1 |
Aboriginal/TSI | 803 | 0.8 | 34.4 | 0.52 (0.48, 0.58) | 0.63 (0.58, 0.68) |
Relationship status | |||||
No partner‡ | 23,297 | 23.8 | 50.0 | 1 | 1 |
Partner | 74,290 | 75.9 | 69.9 | 1.40 (1.38, 1.42) | 1.21 (1.19, 1.22) |
Work status | |||||
In paid work‡ | 46,123 | 47.1 | 74.3 | 1 | 1 |
Retired | 40,628 | 41.5 | 59.8 | 0.80 (0.80, 0.81) | 1.21 (1.19, 1.23) |
Other | 10,387 | 10.6 | 46.8 | 0.63 (0.62, 0.64) | 1.06 (0.96, 1.18) |
Country of birth | |||||
Australia‡ | 72,790 | 74.4 | 67.3 | 1 | 1 |
Other | 24,121 | 24.7 | 59.1 | 0.88 (0.87, 0.89) | 0.86 (0.85, 0.86) |